Internet fraud: how not to fall for the bait
Unfortunately, unscrupulous people have enough. Fraudsters and Scam artists in every field of activity find their "clients". Was no exception and a world global network. Scammers on the Internet – hundreds of thousands, how not to fall into their trap?
Forewarned is forearmed. Therefore, in order to protect yourself, it is necessary, first of all, to find out what are the methods used by Internet scammers to deceive trusting users?
On an equal footing scammers offer to earn millions. What is needed for this? Just get them a miracle program that is able to generate pin-codes of plastic cards, for example, or codes of credit card replenishment.
In fact, of course, the program offered by scammers does not do anything like this. At best, it is a random number generator, and at worst - some computer virus.
Another version of this method is crackers or interceptors of information. Scammers can even write such a convincing instruction to the program that an uninitiated user will find it effective.
Of course, experienced hackers do write for themselves such programs. However, firstly, hacking is illegal. And secondly, it is worthwhile to think: why does a fraudster offer such a "gold mine" to other users?
Scammers offer the user to earn on viewing advertising: click on banners and get paid for it. This is not crime, but it will not be possible to earn a lot of money in this way.
To the user could withdraw the earned money from the system, scammers offer him to buy from them "know-how" for a certain amount. But since initially no one was going to pay anything to the user, then, of course, there can not be any "know-how".
"Magic wallets" – the good old way the Internet fraud. The user is offered to transfer a small amount for certain e-wallets and then get your money in doubling the size. Trusting the user is in a fit of excitement sends each time a large amount, but any money back is no longer receiving.
In the second variant of "magic wallets" scammers offer to "ruin the system" by transferring only small amounts to purses. Naturally, there is no "system", swindlers simply take their money.
Some scammers are too lazy to invent sophisticated fraud. And they are just begging for money on the Internet. The requests of fraudsters can be very different: from simple, like "give on beer", to tearful stories about unfortunate fate.
As a rule, such stories are pure fantasy. You can even give the author a few cents for a writer's talent and a couple of minutes of healthy laughter. However, scammers resort to a more vile deception. For example, they are asked to transfer money for the treatment of a sick child or to help orphans and homeless people.
Users are important to remember that information about real charitable actions and their organizers is in the public domain, there are special charitable accounts in the bank, and not electronic purses.
Insolent blackmail and threats. The user receives a letter from the "administration" of the payment system, social network or other resource, which refers to the urgent need to pay a certain amount. Otherwise, the user is threatened with blocking his account.
It is also possible that users are asked to send their registration data to a certain address, including the login and password from the account.
Phishing. The user receives a letter with a request to log in to your account on the website of the payment system and given a link to go. However, when you click on this link the user gets is not the website of your payment system very similar to forgery.
Entering their data on this site, the user sees some error, after which he is automatically redirected to this site. Meanwhile, the data that was entered into the form, have already gone to the scammers. After a while, money disappears from the user's account.
The address of a fake site always contains in its domain name some error that distinguishes it from this site. Therefore, in order to recognize such fraud, it is necessary to be extremely attentive to the various requests to enter your data.